The biggest thing to consider the following is you need to submit an application for help before you will get into severe difficulty. As soon as you’re 3 months behind in your monthly obligations, you can’t use and you definitely can’t use if you’re in default.

The biggest thing to consider the following is you need to submit an application for help before you will get into severe difficulty. As soon as you’re 3 months behind in your monthly obligations, you can’t use and you definitely can’t use if you’re in default. Your...